Bluewater Cruising Yacht Insurance

If you’re looking for insurance coverage for Bluewater cruising for your yacht or boat, then Admiral Marine have the experience and knowledge to put together a bespoke boat insurance quote for your exact requirements. From Atlantic crossings to Pacific island-hopping, our all-risk policies protect your yacht, crew, and possessions worldwide.

Insurance for Bluewater Cruising

Do I Need Bluewater Insurance?

We understand the unique risks faced by live aboard vessels, including engine failure far from shore, steering system breakdowns, and rigging fatigue that can lead to dismasting. With our combined knowledge of sailing experience, ocean cruising crossings and our specialist contacts within the sailing community, we can provide our clients with the best boat insurance coverage that suits their sailing needs at all times. 

We recognise that the true cost of cruising extends beyond the hull, covering critical safety equipment like standing rigging, sails, and offshore communication gear. We very much pride ourselves on our personal boat insurance service, and we provide an in-house claims service to ensure that any claims are processed fast, efficiently and stress-free for our clients.

Bluewater Crusing Yacht Insurance Coverage

Our longstanding collaboration with the World Cruising Club has gives us extensive expertise into insuring long-distance ocean cruising voyages.

We’ve over 30 years of hands-on experience in the UK boat insurance industry. We design coverage that fits your sailing plans perfectly. You can sail with confidence knowing your yacht or boat is protected. Whether you’re cruising the UK coastline, exploring Europe, venturing to the Caribbean, the USA, or beyond.

We currently insure clients based in the UK, but our policies cover worldwide sailing.

As dedicated cruising insurance specialists and long-standing corporate members of the World Cruising Club, we offer exclusive coverage for sailors taking part in the ARC and World ARC rallies. Our team works closely with these events to make sure your boat is fully insured from start to finish, giving you peace of mind wherever your journey takes you.

Cover for Bluewater Cruising Boats

So, whether you own a Beneteau, Jeanneau, Hallberg Rassy, Cornish Crabber, Oyster Yacht, Hanse Yacht, Discovery Yacht or even a Rustler Yacht just to name a few, then make sure that you choose Admiral Marine for your boat insurance coverage in the Caribbean.

If you would like to request a boat insurance quote, please complete our online quote request form and our experienced and friendly team will get back to you. Alternatively, if you would like to call or email us please contact Admiral Marine.

Ocean view from insured sailing yacht UK

Bluewater Cruising Boat Insurance Coverage 

  • Coverage for vessel, equipment, and personal possessions, including fire, theft, malicious damage, and weather events.
  • Third-party liability for damages to other vessels, property, or people.
  • Coverage tailored to crew experience and qualifications, ensuring your policy meets insurer requirements.
  • Extended coverage options: emergency towing, salvage, medical evacuation. Including coverage for critical redundancy systems like watermakers, autopilots, and alternative power generation.
  • Peace of mind: Our in-house claims team ensures fast, expert handling anywhere in the world.
  • Third-party liability for damages to other vessels, property, or people.
  • Global navigation protection for Atlantic, Pacific, Caribbean, Mediterranean, and worldwide cruising routes. We offer fair valuations for older, well-maintained vessels, acknowledging the investment required to bring a £50k “project boat” to blue water sailing standards.

Ocean view from insured sailing yacht UK

Frequently Asked Questions

Our standard policy allows you to take part in any race or regatta, but does not cover for the rig unless it is damaged by collision, stranding, sinking or fire. The hull is covered, but with double excess during racing.

Contact us as soon as possible to inform us of any changes. We’re happy to accommodate changes at any time during your year, whether that be changing contact details or an aspect of your policy. Adjustments may result in an additional premium, but we never charge administrative fees for mid-term changes.

On occasion. For instance, for participants of a long distance rally such as World ARC, we prefer a 1st January renewal date allowing for boats to be in St Lucia at the start of the policy and in South Africa when the policy is due for renewal.

We have chosen to remain a specialist insurer and can’t quote for commercial vessels or boats valued over £1million. However we can refer you directly to Hayes Parsons Insurance Brokers, our award-winning parent company, who may be able to help.

Yes. We’re happy to accommodate changes to cruising area or any other aspect of your policy at any time during the year. Adjustments may result in an additional premium, but we never charge administrative fees for mid-term changes.

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