Sailing yacht insurance
First class marine insurance cover for sailing yachts and boats wherever in the world you’re venturing to.
Tailored to your boating needs
We offer competitive quotes for sailing yachts from boat builders such as:
- Oyster
- Beneteau
- Jeanneau
- Hallberg Rassy
- Cornish Crabber
- Hanse
- Discovery
- Rustler
But we aren’t limited to this list. If your boat isn’t featured, just contact us.
Our insurance policy can be made bespoke to your needs, to cover activities like rallies and water sports.
With our Admiral Boat Insurance Policy, you can benefit from:
- No excess for third party boat insurance claims
- No excess if you are hit by another vessel when moored
- Single article personal possessions limit of £1,000 for unspecified items
- Contribution towards accommodation costs if the yacht is rendered uninhabitable
- Boat insurance cover for piracy, acts of terrorism and associated risks
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Frequently Asked Questions
Our standard policy allows you to take part in any race or regatta, but does not cover for the rig unless it is damaged by collision, stranding, sinking or fire. The hull is covered, but with double excess during racing.
Your claim will be assessed on the basis of the ‘agreed value’ – the insured value stated on your policy schedule at that given time and in accordance with the terms of your policy.
Contact us as soon as possible to inform us of any changes. We’re happy to accommodate changes at any time during your year, whether that be changing contact details or an aspect of your policy.
We don’t offer no claims bonus on any policy where the insured value exceeds £200,000 and/or where the boat is spending the majority of the policy period outside the boundary of UK and European waters. Nevertheless we’ll take your individual circumstances and experience into consideration to quote a competitive premium.
Because we’re committed to offering the best personal service and tailored terms, we don’t believe in automatic renewals. Instead, we’ll offer you a renewal quote about a month before your policy is due to expire, and ask you whether there have been any changes to your requirements.