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Sailing yacht insurance

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Terms and conditions

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Frequently Asked Questions

On occasion. For instance, for participants of a long distance rally such as World ARC, we prefer a 1st January renewal date allowing for boats to be in St Lucia at the start of the policy and in South Africa when the policy is due for renewal.

It’s perfectly normal for blue water cruisers to be unclear on their cruising plans, particularly in the early stages of a 2-3 year extended voyage. We suggest that if you’re uncertain which areas you need to cover for, opt for a more limited range with an option for extending. This way, you’ll know how much extra premium is required so you can budget accordingly.

Yes. We’re happy to accommodate changes to cruising area or any other aspect of your policy at any time during the year. Adjustments may result in an additional premium, but we never charge administrative fees for mid-term changes.

Your policy covers the liabilities of your skipper and crew to third parties while they are operating your boat, but it does not include cover for liabilities of paid crew. That said, we can arrange separate Employers Liability insurance for you with a specialist provider.

Call us during office hours, 9am to 5pm, Monday to Friday on 01722 416106, or email us any time at [email protected].

For emergencies, email us at [email protected].

You can find claims guidance notes and download a claims form on our Make a claim page.