RIB & SIBs
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Features & Benefits
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Including:
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Yacht & Boat Insurance
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ViewFrequently Asked Questions
Public Liability covers you if you accidentally injure a member of the public, or damage their property, whilst making or selling your products. For example, if a customer were to trip on a box or be injured by one of your products, and it was proven you were at fault, this is the insurance that would cover the costs you’d need to pay.
Products Liability covers you against any injury or sickness caused by the products you sell. For example, if someone was to get food poisoning from your food, or injured from a broken piece of jewellery, and it was proven you were at fault, this cover would pay for the claims.
Employers’ Liability insurance is a legal requirement if you have employees, even if they work for you on a voluntary or casual basis.
This insurance covers the legal costs and compensation you might have to pay if someone was injured or became ill because of the work they do for you. Employers’ Liability insurance can only be purchased in conjunction with a Public Liability policy and comes with £10,000,000 of cover as standard.
The annual premium for £5,000,000 Public and Products Liability cover is £59.00.
To include Employers’ Liability, the premium will be £87.00.
If you would like higher limits of indemnity for Public and Products Liability (£10,000,000) prices increase to £70.50 and £98.50 (with Employers’ Liability).
Our one-day Public Liability policy is £23.00 for £5,000,000 of cover or £28.00 for £10,000,000 of cover.
All prices above include Insurance Premium Tax at 12% and an administration fee of £8.00
You can purchase a new policy online here or call us on 0208 102 2400 to renew and pay for your policy over the phone.
All claims are dealt with by your insurer, AXA Insurance. To report a claim, please contact them directly on 0345 900 4185 (option 3).
To report a claim, you will need the following details which can be found on your certificate of insurance:
- Scheme policy number
- Policy number
- Name of the insured
You can find out more information here.
CMTIA is owned by Hayes Parsons Insurance Brokers, an independent, Chartered Insurance Broker based in Bristol. If you call or email us, you will speak to our experienced market trader team in the Hayes Parsons office. You can find out more about Hayes Parsons here.
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What Our
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